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Insurance & waivers

Autism and child therapy in Minnesota is funded through a mix of Medical Assistance, private insurance and disability waivers — and most families end up combining more than one. Here's the map.

Medical Assistance & EIDBI

Minnesota's Medicaid program covers intensive autism therapy through the EIDBI benefit for children and young adults under 21. Even higher-income families can often qualify through the TEFRA option.

How EIDBI works →
Private insurance

Minnesota's autism mandate requires many fully-insured plans to cover medically necessary autism treatment. Self-funded employer plans vary — always confirm with your insurer.

Understand your coverage →
Disability waivers & CDCS

DD and CADI waivers fund respite, in-home support and more; CDCS gives families a self-directed budget. Everything starts with a county assessment.

The waiver system, explained →
PCA / CFSS

Personal care assistance (transitioning to CFSS) pays for hands-on daily help for children who qualify through an assessment — delivered through agencies you'll find in this directory.

Browse PCA & waiver agencies →

Find providers by plan

Browse providers that report accepting each plan. Many imported listings haven't reported insurance yet — those stay visible and are labeled, so always confirm directly.

Not sure what you qualify for?

Tell us your situation — city, insurance, what your child needs — and we'll match you with providers who can walk you through funding. Free for families.

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